Top Reasons to Get This Card
No Annual Fee
You don’t have to worry about Chase ink cash annual fee, as the card comes with no annual fee.
Chase Ink Business Cash Welcome Offer
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Great Rewards
- Get 5% cash back on the first $25,000 spent by you for office supplies, on internet, cable, and phone expenses (applicable per account anniversary year)
- Earn 2% cash back on the first $25,000 you spend in purchases at any restaurant or gas station (applicable per account anniversary year)
- Earn 1% cash back on every other card purchase (with no cap and unlimited earnings)
0% APR for 12 Months
With Chase ink cash, you get 0% APR for the first 12 months.
Other Benefits
- You can transfer reward points to other airline and hotel loyalty programs like United Airlines, British Airways, or Marriott at a 1:1 ratio.
Pros and Cons
Pros
- The sign-up bonus is hefty, combined with the annual fee of $0 makes this card very attractive to get.
Cons
- Chase Ink Business cash foreign transaction fees is 3%, so not a good idea to carry this card for international travel.
Is This the Right Card for You?
The Chase ink business card is a great option for small business owners that spend a lot on office supply as well as internet, cable, and phone services. In addition, you will get accelerated rewards on gas and restaurant spend.
You can easily maximize cash back on this card by making sure your purchases of reward categories are charged to this card and you will yield $25,000*5% + $25,000*2% = $1,500 cash back. You will also get additional cash back on other purchases.
For business owners with good credit, the Chase ink business cash approval odds are high. It’s a boon for new business owners who want to skip the annual fees and looking for high rewards credit card for small business.
Overall, when you compare your business spending and attractive cash back this card can deliver, there is no reason you wouldn’t want this card.
FAQs
What is the Chase Ink Business Cash Card?
Chase Ink Business Cash Card is an amazing credit card offered by Chase as it has an awesome cashback of 5% on purchases made regarding internet, cable, office supply stores, and at phone service providers. It also offers much flexibility.
How much is Chase Ink's business cash advance fee?
The advance of Chase cards is usually $10 or 5% of the amount per transaction.
The greater value among these is charges. However, some co-branded credit cards and business cards are exceptions.
What are the rewards on the Chase Ink Business Cash credit card?
With a Chase Ink Business Cash Card, you get 5% cash back on the first $25,000 you spend at office supply stores and on internet, cable, and phone services.
The limit is renewed at each account anniversary year. You can also earn 2% cash back on the first $25,000 you spend at gas stations and restaurants each account anniversary year.
The card also offers a 1% cash back on all other purchases, without any limits.
Does Chase Ink business cash have foreign transaction fees?
Yes, the Chase Ink Business Cash Card has a 3% foreign transaction fee. So, we don’t recommend using it when you travel and spend money abroad.
What credit score do you need for the Chase Ink Business Cash?
To get a Chase Ink Business Cash Card, you need a credit score of 670 or above.
You also need a good income, a decent credit history and ensure that you don’t have too many loans or credit cards already.
Is Chase Ink business cash hard to get?
Yes, it is hard to get the Ink Business Cash® Credit Card because it requires at least good credit for getting approval.
Unless your credit score is 700 or more than that and you have a lot of business income, it might be difficult for you to get approved for Ink Cash.
Can I apply for Chase Ink Business Cash without a business?
Yes, you can apply for a Chase Ink Business Cash Card without having a business.
If you are a sole proprietor or a freelancer, you can use your Social Security number.
Make sure you provide a business name, address, and contact information. It can be your home address and contact number.
Which Chase Ink card is the best choice?
There are many Chase Ink cards, and each of them has its own special feature. You can read those here.
- Ink Business Unlimited Credit Card is a good choice for people seeking a flat-rate cash back and a $900 sign-up bonus
- The Chase Ink Business Cash Credit Card Credit Card is awesome for those seeking cash back in bonus categories like office supplies and also has a $900 sign-up bonus
- The Chase Ink Business Preferred Credit Card is a smart choice for people seeking travel rewards and offers 1x-3x points
- The Business Premier℠ Credit Card is meant for cash back on travel and big purchases. It offers 2%-5% cashback.
So, you need to decide which Chase Ink card is better for you depending on your requirements.
What is the annual fee on the Chase Ink Business Cash?
The Chase Ink Business Cash Card has a $0 annual fee.
Is the Chase Ink Business Cash a Visa or Mastercard?
Chase Ink Business Cash Card is a Visa and not a MasterCard.
Is Chase Ink Business Cash Card good?
Yes, the Chase Ink Business Cash Card is a good option for businesses with less travel expenses.
It is a smart choice for business owners who spend a lot on high-reward categories like internet, cable and phone services, and office supplies.
It has no annual fee and a whopping $900 welcome bonus.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
